Applicant Scorecards - Models that accurately predict the risk of customers applying for credit. Make decisions quickly, consistently and accurately while decreasing risk and improving management control.
Behavior/Collection Scorecards - Models used to manage existing accounts. Target low risk accounts for limit increases, authorization approval and cross-selling opportunities while identifying higher risk accounts for pre-delinquent or accelerated collection actions.
Custom Segmentation Analytics - Statistically derived profiling systems that identify segments of your customers that differ in terms of risk, revenue, utilization, response and profitability. Used to direct targeting efforts towards profitable segments.
Expert Scorecards - A suite of scorecards for lending institutions to assess risk of small or newly launched credit portfolios based upon our extensive expertise to distinguish between creditworthy from non-creditworthy applicants.. The scorecards include: General Risk, Unsecured Revolving, Installment, Automotive and Non-Prime.
TransUnion® Energy Model - A risk model developed by Scoring Solutions in conjunction with TransUnion®. It is specifically designed to predict the risk a customer has for gas or electric accounts. It goes well beyond a traditional bureau risk score to provide gas and electric utilities with powerful decisioning capabilities.
TransUnion® Telecommunications Model - A risk model developed by Scoring Solutions in conjunction with TransUnion® designed for telecommunication companies. Proven more effective at predicting risk than traditional bureau risk scores.
TransUnion® Wireless Model - A risk model developed by Scoring Solutions in conjunction with TransUnion® designed for the cellular phone industry. Proven more effective at predicting risk than traditional risk bureau risk scores. The Wireless Model may be used in account management process to prioritize collections efforts, determine appropriate treatments for delinquent accounts, or identify the best targets for marketing or cross-selling programs.